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Thanks for the responses. Well the plan is to buy again towards the end of the year where we will most likely need to use LMI again. I will attempt to get a partial refund at the time of purchasing our our next property, it's worth a shot.

Hi We purchased a property in August 2009 for $375,000 with a loan of $358,000. It is now valued at $450,000 the loan is still $358,000. So with capital growth we now have a 80% LVR, can we get a refund on LMI? Cheers Darwinite