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Agreed, can we all agree to disagree or agree or whatever and bring things back on topic. My end game.. retirement by age 45 (currently 33). IP's for me have to be neutral at purchase as I do not want a huge negative cash flow regardless of future capital value. Capital value for me is good...

What if the best PPOR a low income family can afford is an ex commission 3 bedder in Mt Druitt? Does that preclude them and their loved ones from having pleasure in their home and lives? The measure of a home isn't its address or how many alfresco eating areas and cinema rooms it has. Thats...

Note that we would be sniffing petrol while smoking, we like to live dangerously out here in the west. We have nothing to look forward to apart from a life of shattered dreams and jealousy of not being able to afford more than a cardboard box under the M4 overpass.

I would invite you for a coffee down the road at the cafe, but everyone knows we would really just be sniffing petrol and smoking winnie blues.

For a start its not called Rooty Hill. Its pronounced Roodyill. :D Skater: shush now and stop trying to convince others that life is not just about postcode. I dont have time for discussing western sydney, I am too busy blowing my centrelink payments on VB and fixing my smoke blowing VN...

Ok now you are just trolling! Fyi grew up in newcastle, moved to sydney, rented then bought on north shore. So not really moving away from where I grew up due to not being able to afford it. Took my couple of hundred k profit from ppor sale, rent a modest house, invest in ip's for the future...

I was a long time north shore boy, wollstonecraft, st leonards etc. Moved from my PPOR in Killara to a house in St Clair (just up the road from Skater). Much prefer where I live now. China, when was the last time you visited somewhere west that wasnt an imagination drive down sensationalist...

My sister and her husband squirreled away cash by living frugally for their first years of marriage. Both have well paying jobs and bought their first home for about $750k cash. Far more the exception than the rule though.