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In that case forget the retirement village idea. What my grandparents did was to buy some land and build a duplex, they sold one off as well as the main house and ended up with a large cash lump sum to pay for things like meals delivery and other associated costs of living. Not sure if you and...

How is your father in law's health? His next 10-15 years needs to be taken into consideration. While a house with granny flat may seem like a good idea, as you have alluded to you wont be able to provide the care required in coming years. My suggestion would be for them to sell the house and...