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  1. DavidMc

    Help! 3x leaky showers, possibly 4. $17.6k bill, insurance USELESS...

    It's hard to say. That seems overkill. Probably a $300 re-grout/re-seal once a property is 5 years old should do it (waterproof membrane breaking due to slab/house movement), and also re-grout at any sign of swollen skirting boards or anything like that. Maybe every 5 years? It would be...
  2. DavidMc

    Help! 3x leaky showers, possibly 4. $17.6k bill, insurance USELESS...

    Agreed. I guess the point here is my warning to others, in regards to basically ANY type of problem a landlord could have with a shower, you are NOT covered. In addition to this, shower problems are very likely. More than half of mine have had a problem, 3 of them are less than 10 years...
  3. DavidMc

    Help! 3x leaky showers, possibly 4. $17.6k bill, insurance USELESS...

    Yes it's a shame. The concept of insurance is to cover me for these unexpected, 'no fault' expensive events. Instead, it's me spending hours on the phone chasing the company, for them to come back 3 months later to tell me it's not covered. Meanwhile, I have to get a shower working for a...
  4. DavidMc

    Help! 3x leaky showers, possibly 4. $17.6k bill, insurance USELESS...

    This is a good idea, as it's looking like I may have trouble claiming this. From the Suncorp Landlord Policy One 'negative' of investing in these resource/mining towns/cities that is never mentioned is the type of tenant you get. 3-4 high paid tradies living in a single 4 bedroom...
  5. DavidMc

    Help! 3x leaky showers, possibly 4. $17.6k bill, insurance USELESS...

    Thanks Westminster. Yes, you are right, in Suncorp language they wrap a Landlord insurance + Landlord contents + Building into the one product (and call it Landlord insurance). An update: Property 1 - Main shower. Severe rotting and damage found. $6.1k quote to fix. Cause identified by...
  6. DavidMc

    Help! 3x leaky showers, possibly 4. $17.6k bill, insurance USELESS...

    I've got 2 properties in Gladstone, the first one built in 1997, the second in 2008. Late January I was notified of a leaky shower in the second property (2008). I opened a claim via Suncorp and to keep things brief it was an awful drawn out 3 month process with the tenant becoming furious...
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