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Whoops - I've just re-read the PDF and can see it is an IO. Well done! Did you do the negotiations yourself or through a broker?

Hi Micheal, Do you think this is because it is a 10 year P&I loan? I haven't done the math but I'm guessing that at this repayment rate after one year you'd be at an 80% LVR anyway. I'm sure Westpac figured this too and that's why they gave it to you. It's good to know though that they are...

I forgot to mention, you should add the total borrowings to the list of questions. The more you borrow the better deal you will get.

1. What do you pay as an interest rate? - 6.57% (0.75% discount on standard variable) 2. Whom are you with - NAB 3. Does that come tied with a professional package? - Yes 4. If so, how much for the package P.A.? - $375 The above deal is on 600k of borrowings. Once I crack 800k the...