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Hi Shanin Can you please explain what you mean? Cheers D

Thanks for the advice everyone. Strategy is buy and hold, I'm currently refinancing from ANZ's variable of 5.48%. Originally 3 year fixed rate IO in 2001, now P&I. So now want to pull some equity out of the IP to buy more IPs. Spoke with the broker and he clarified that I would switch the...

Sorry, I don't know how knowledgeable brokers are supposed to be but I'm dealing with a broker for the very first time and he suggested I go with the ING variable rate cause "it was good for me". Asked him about the ING 5 year rate and he just said we change later. Is that because you get a...