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You are talking about two different things there. One is the market value advantages of being close to a train station. The other is a risk issue where the banks want to be notified of potential issues of proximity to a train line. Not really the valuers fault as its part of the information...

Be interesting to see what the second valuation comes back at. If there are no sales it does make the valuer's job difficult and it's not really a surprise they are conservative. There is little time or incentive for them to throw out a high number that can't be supported by easily found...