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Exactly !!! .....although.....looking at it from hubby's side.....as I often have a want to do....could he bring his retirement forward a year or two by swiping a layer or two of icing off your cake ??

As you know JIT, we are both 37 and nearing retirement....hopefully later this year. Our mix is as follows ; PPoR..............................6 % Residential Property.........12 % Commercial Property........79 % Cash..............................2 %...

I know they would.....but every strategy discussed involved "realising the under-performing assets", paying the necessary CGT and then re-investing the proceeds into a more "appropriate vehicle of our suggestion". That advice, whichever way they suggested, necessitated the payment of ± 3 to...

....OK, This thread to me is akin to needing to climb a wall into a nicer garden, and turning around and questioning what we think about the second or third lowermost rung on the ladder needed to get us over the wall. Who cares what that individual rung on the ladder performs like. As...