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Cheers evand, you and I seem to approach life with the same attitude. It's fun sometimes isn't it !! We have experience uncrossing titles, and after the initial clashing of wills, the Banks were relatively accomodating during the process. It took 3-1/2 months to unthread 2 titles from the...

Well I'm just not sure about that evand. Your suggestion of dealing with a "shiny bum" high up in the Bank is exactly what I have been doing for the last 14 years with them. Trouble is, the excellent Banker who I transacted all of our business with got promoted elsewhere. The clown who...

This is the key.....I'm fully expecting them to reject my "shuffling". Any time you try and pull a title deed out of the "security pot"....they go nuts. The automatic reaction from them is 'definitely no way, legal would never agree'. Got this reaction twice last year....but after much...

Sounds great - are ya good for a loan ?? :)

Ausprop - yeah I know. The CGT big bad monster is the only thing holding me back. Trouble is, he's getting bigger every year. Rixter - no, not at all.....the X-coll mess has, on reflection, been the absolute key to our travels. Would highly recommend what we have done and the loan tangle...

On a serious note....had the MB come around last night....not good news apparently. Time estimate re : the LOE option was at least until the end of the year to untangle my knotted X-coll mess with the Bank, and then maybe something thereafter....with a hell of a lot of resistance from the...

Protege looking for a mentor...........! Me too, me too. Know anyone...??

....guys....c'mon be serious now.....kaftans are a serious subject.....don't dis the kaf !!

Haven't got time to scratch myself at the mo'. Having dramas currently with one of my best tenants that carried me through the early stages. They've decided to up and leave. So I'm in the process of trying to turn a bad thing into a very very good thing. In terms of the book, I'm a tad...

Wow - this thing has really grown legs and run away with itself hasn't it ?? I might have to re-title it to something like "How's ya swing and handicap ?" :)

Why not just walk around the corner and bring a beer ?? :)

But what can ya do ?? I've tried the Banks directly and they all turn their nose up at me. I've contacted no less than 6 MB's on this forum over the past 2 years, 5 of which said they are unable to deal with me or they were into different "packages". I thought it was just money ?? (To be...

She never turned up....I can't be much of a prospect huh !! She re-scheduled for next week, so I'll know more then, but it sounded like it was going to take a while (read months) to set up. Apparently the best thing is to have a fully unencumbered property, and then have two LOC's secured...

.....Red, you'll find out soon enough.....keep your eyes and ears to the ground....however, in that investigative process, don't let anyone tread on your head whilst it's down there....:)

Now there's a set of very relevant questions. To tell you the truth, the clown at the CBA who took over from our good banker when he got promoted has always said no to me...ever since he got there. I approached him about the question of LOE and he just laughed. He said he doesn't know...

Awwh shucks...:o thanks for the kind remarks. No point going down the path if you can't share your experiences I don't reckon. Better to point out a few potholes in the road such that a few may avoid them. No need to step into a stumble through them if you know they are there....best to...

Most definitely - going on a good holiday certainly put quite a few things into perspective. Missing out on netball training with the girls, missing out on school assemblies and missing out on tutoring with their maths homework.....all of that stuff also puts things into perspective. The...

Well it's only taken 4 months since I started this post, but today is the day the MB is popping around to havachat and hopefully, instigate the paperwork to square away a LOC or whatever they want to call it - money by any other name - to live off. This job is starting to wind me up, as I...

G'day LL, I don't really want to go any further into the fin. details....the wife would have a pink fit knowing that half of Oz knows our retirement plan. Suffice to say, the portfolio only needs to grow very modestly for it to equal the amount of money we desire to spend every year when I...

Thanks Harris. Your kind words are humbling to me. Good luck with your operations....I hope you got something out of the post.