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Doesn't make sense to me - but then you and I never agree on anything so it's expected. On what basis do FA's advise other people on financial matters if they are poor ?? A certificate on the wall doesn't cut it for me. One doesn't expect a candlemaker to be wealthy, but one does expect...

I'm a pretty simple and basic kinda guy, I deal with hairy a$$ed truck drivers and panel beaters on a daily basis - so that sounds about right. When you are on level 4 of a 10 step ladder, I think it quite foolish to be taking the advice of someone on level 2 or 3. One should be taking...

I'm very sure about what Blue Card said. IMO what it definitely does mean is that ; a) You haven't been investing long enough or hard enough. b) The assets you have chosen are not very good - IN COMPARISON TO OTHER....BETTER INVESTMENTS. No, it doesn't mean you are bad...

Well Hi there to you too !! I believe a fully licenced, fully endorsed, fully certified, fully registered, fully qualified ASIC / FPAA / APRA / ASIO / CIA / FBI / MI5 fellow associate financial planner who has sat every course known to man and has a gazillion certificates up on their wall...