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Exactly jigglypuff. I could of sworn (legally) by the language you were using you were talking about directions on how to make tasty ham sandwiches, or the mating rituals of African rhinos. At no point, as you say, in any way, during reading your post, did it ever occur to me you were giving...

...marvellous trend indeed.... and where exactly does the insurance co. recover that 2K from, such that it can maintain dividends to it's shareholders. Hey presto - I'll have a crack and guess by whacking all policy holders with a 15% premium rise when CPI is about 3.4%. Not bad eskimo...

Sage advice for all investors, with all investments. This would also encompass all sales / leasing / management / insurance. Goes without saying really, but most never do, so point taken.

Sam, These things are like pyramids. The threat of being sued is at the bottom. Lawyers and other smart-@$$e$ throw these around like confetti. Most people quiver at the knees and fold at this stage.....which is how they weave their magic. Great huh. Being sued is next layer...