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Of course you are correct Deltaberry, but you are not taking into account the human factor....the stuff that can't be crunched on a calculator. They will say that if they didn't pump their money into an 'asset' like a falling or low yielding house / unit / whatever, then they would have...

Try not to bite the hand that feeds you. One day we might pull the linch-pin that's propping you up. You'll all be left sitting there sipping your lattes on Lygon St chattering away about your self-importance, wondering what the hell happened. Just a simple thank-you would suffice, rather...