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Vaughan, If that building was yours, you would not be covered. The sudden discovery of "concrete cancer" does not constitute an 'insured event' in the eyes of the insurance company's solicitor who wrote the policy. They would deem that to be a lack of maintenance over many years...

Thank you for returning and providing closure on a thread. It rarely happens on here that you find out the final story and conclusion. Fully agreed. My Tenants appreciate speaking to the decision maker directly. Molehills remain molehills. ....but it sounds like it's now over...