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For what practical purpose, other than skirting around the issue for fear of offending people's feelings. The modern world is totally chockablok full of that nonsense already....there is no need to add to the wet paperbag society. Yes, just as civilised is more than usually wafty and...

Exactly - as I said, the big "life" decisions trump these minor investing principles every time.

:D :D :D :D Exactly !!!

Exactly - I agree. Give it another couple of decades and you'll be 50 and they'll be 75 to 80. You'll be well set to start your life financially by then....maybe even take a girl out on a date - who knows..... Start slowly by tying them up in the basement and progress on up from there...

Righto then. No, your thinking is not sound.....you have a major fundamental flaw that needs immediate attention. You're trying to build a skyscraper with no foundation. What's the flaw ?? You're 28 y.o. and still living with Mummy & Daddy !!! In my book you've overstayed your welcome...