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It appears the subject of the thread has been dropped entirely, even by the original poster. Doesn't anyone want to discuss the furniture ?? :cool:

How much was the debt again ??

....yep, that was the only mistake, but you covered that already in step 1.

....but perhaps a little bit more than 'holding hands' type of friends... I think the Yanks call that situation "friends with benefits". I'd hazard a guess the furniture issue is an anthill. The 35K debt is also a small lump. Your friend should be more concerned about the amount...