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Yes, I can see why Jane. :)

The lovely lady was an inspiration to chat to. As I said previously, it was most definitely the highlight of the seminar having the privilege to meet her. During the conversation, she told us many things how her and her husband started from scratch and were very frugal in their habits...

Same reason we were there. The same reason why probably 3/4 of the huge room was there.

That's very true. That was the subject in the OP.

This subject has come up many times before. My reply from many years ago is copied below ; ----- We were at a property seminar once, where the presenter up the front did the usual thing and asked everyone to hold their hand up if they owned investment property, and to keep their hand...