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I was referring to owning your own home vs renting a home. As a renter you are not directly responsible for these costs, and if the landlord decides to pass it onto you, you can always leave or negotiate a better deal.

Hi there, just from my own experience i am 32 and have a wife and baby and can see the advantage of having my own place (PPOR). However if I was single or have no kids I would probably rent and invest. Having your own place comes with a lot of costs such as regular maintenance costs especially...