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I miss your point Boz? What does the price of the home matter if people cant service the debt? If they cant service the debt, it means the price they paid for the house was too high. He has a point. Yours seems to be that the market always sets the price, regardless of its ability to actually...

Nonsense. A large percentage of immigrants to the USA are highly skilled too. They are not all illegal immigrants from Mexico or Cuba! Another thing to remember is that many skilled immigrants to Australia are coming from countries where their currency is worth less than the Aussie dollar...