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Ahaha. I was meant to say, if you tried to calculate your retirement plan on how much capital is needed to generate 3% return, you'll never retire comfortably, unless your old man left you $10m+. Or you're some derivatives trader who makes $1m a year. Then again a derivatives trader wouldn't...

I agree with Oscar. Can't calculate too much. If every billionaire based their numbers on 3% pa, they'd still be counting their pennies. Think big, act bold.

Good job!! Time to party!!

I must say I am happier now, knowing I can sleep at home for the next 60 years and live fairly comfortably, rather than at 19 when I had to think about what I'd be doing for the next 20 years.

Good job Oscar! Just wanted to add, in a capitalist world, the pathway to significant wealth is always the same: 1. First bag of coins (longest to make) 2. Leverage coins, get first bag of gold (second longest to make) 3. Leverage first bag of gold, make 3 more bags (seems easier at this...