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Haha what an idiot this McDonalds person... if someone adopts that strategy, they'll probably get hit by her car halfway through their strategy and never enjoy anything in life.

Debate is only constructive to a point. But when one is making money and can /may choose to retire prior to 27 (eg some of us) and another is crying the strategy doesn't work, the debate simply becomes entertainment.

If you think with the 5% mindset, you'll be happy and jump up and down when you see 7%. Hence my comment "good luck hitting the end game". We might not hit 200% consistently, but I should say with cashflow like that coming in (and various other ones averaging 300%+ pa) it's very easy to fund...

If you rely on 5% yield to reach your end game, you'll probably never reach it. Last business we were involved in was some 200% yield.