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You just have to make realistic assessments. Eg if you're in HK, you probably shouldn't try to save every dollar to buy a house, because chances are it'll correct in the short to medium term. If you're in Sydney, the same may be said (although with less certainty). If you're in...

If you're waiting for your parents' inheritance, you'd be waiting for a VERY long time these days. Let's say you're 25 and your folks were 55. Chances are they'd live to 90 these days. So you have another 35 years to wait (you'd be 60) before you apply for the First Home Owner's Grant on Mars.

You feeble minded imbecile. I shall zap you with my Gen Y powers. Bazahhhhhh!

I'm going out again tonight. Gen Y in the hood, 6 nights in a row.

When was the last time a Gen Y cooked dinner at home?