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    Derivex - interest free loans?

    Thommo Congratulations Thommo u have hit the jackpot - only three people have done it in the last 4 years - and they work for us - no-one ouside the "Loop" has done it more lucidly or in simpler terms The funding system revolves on a "circular guaranteed return OF capital" not a return...
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    Derivex - interest free loans?

    Stev Navra, TTRTR, Parky 29, Mikhaila Just a quick post - happy to post Flow Chart on website from 1/12/04 we are released from Commercial in Confidence agreements while negotiating Marketing Licences from 30/12/04 - I agree PDFs are necessarily obtuse to protect our commercial interests...
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    Derivex - interest free loans?

    Ttrtr We regard scepticism and discussion of our product lines as "healthy" and it encourages us to find new ways and new business partners to present the product line in formats understandable to end users .. hence user oriented platform from 13/12/04 .. any suggestions would be appreciated by...
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    Derivex - interest free loans?

    "I think a lot of forumites can't believe Principle Only Loans because it sounds to good to be true - what can you do to reassure us about this ? What risks are there to Derivex ? Is your scheme guaranteed risk free for you regardless of what interest rates do ? Why hasn't anyone done this...
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    Derivex - interest free loans?

    Internal Gearing By step gearing to a greater capital level than the property loan we are creating additional security ..... The cost of the step gearing process in traditional terms is ..... the securitisation of an CMT earnings stream over an average pooled term that is > than 3.2 times...
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    Derivex - interest free loans?

    All Just browsing some posts - two years ago my wife said the same - it is too good to be true -- i dont understand how it works The conduit reserve appears to be misunderstood it is the enabler for this form of funding .. It protects on both sides of the fence eg $500,000 loan Conduit...
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    Derivex - interest free loans?

    Geoff "I'm not familiar with a lot of the terms, and I'm having trouble seeing what that all means. What is CMT & BBSW for a start? Are you saying then that at any time, as the loan is being paid off, that you are using that capital- we owe 100% of the loan, but our repayments are in effect...
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    Derivex - interest free loans?

    General response Sorry late on board but spent some 3 hours with Simon Macks from Mortgage Hunter detailing our product lines and marketing network. We are in the final stages of negotiation of an appointment of a National Maketing Licence (NML) for Interest Freen Home Loans (IFHL) in...
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    Derivex - interest free loans?

    Monopoly Apologies for keeping u waiting had to adjust firewall settings to get response out ...........
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    Derivex - interest free loans?

    Maniyak The capital underpinning the first step is the accruing principal repayments plus conduit reserve NOT a $500,000 lump sum ... A standard P&I loan has a far greater interest component eg 7% over 20 yrs approx $3800 per month of which in first av weighted life of loan 4-7 years...
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    Derivex - interest free loans?

    Hi To explain in traditional terms ... We secure the principal repayments and conduit payment initially in local CMT deposits earning risk free rate equivalent to 90 day BBSW - we do not invest in 90 day BB's this is detailed only as an equivalence measure - we securitise the income stream...
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    Derivex - interest free loans?

    Queries We have set up a special email enquiry address to deal with Forum queries that deal with Interest Free Home Loans - it is [email protected] and will enable enquiries to be dealt with privately one on one following your enquiry thread to conclusion in a structured way. We are...
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