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Reply: 1.1.1 From: Donna L At my bank it is unless you go over a certain number of transactions in a month. This is determined by the type of account you have - sometimes you are interested in some features more than others. Donna L

Reply: 1 From: Donna L In my younger days I put everything in one account but kept a ledger book with each column being allocated an amount for various things i.e. utilities, school fees, groceries etc and as a bill came in I would deduct it from that column etc. This worked very well...