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@HotRod, WillG, The Y-Man & DJBarnstar - I think I will scout around for other banks to refinance my home to IO, hopefully for no upfront fee. I don't wish to pay more than the interest on this loan, as I'm not living there and it's now an investment property. Should I save extra money in for...

Hi everyone, This is my first post here after lurking and reading for some time, so please bare with me! I am just looking for some general advice on my financial position and where to go with my investment property. My de-facto partner and I bought our first place in October 2008 when we...