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Thanks Peter. The one thing I did right was get an offset account attached to the loan so I'm not making any extra contributions, just putting money in the account. I haven't redrawn any funds thankfully :)

Thank you for answering, Jamie.

Hi guys. About a year ago I purchased a property (my first) using the FHOG. The property was rented out (under an existing lease before I purchased) until just under 6 months from the date of settlement, at which point I moved in. I always intended to use the property as an IP and to just...