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SMART goals Goals need to be SMART Specific Measurable Achievable Realistic Timeframe Works for me. Cheers Ecogirl

Wealthyjay Yes it is hard to live amongst peers who appear to have it all ie the car, house, clothes, holidays etc. The funny thing I have found with ppl who have real wealth - they don't really feel the need to keep up with the Jones'. When starting out it is tempting to go and make the...