have a look at the clock. its on the screen in the right hand bottom corner, it's called the task bar. we can all download our own bootleg copies if we want. why would i pay for an illegal copy from you when i can get it on pirate bay?
are you getting the card for an emergency? if so give it to your mother. if she's lending you money she obviously knows your financial affairs. let both of you decide if it's an emergency.