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Can you afford the repayments of a $500k property when the property is vacant? even with tenants? Again, talk to a broker. There are plenty here. They will be able to answer all of your questions.

Talk to a broker. He'll tell you how much you can borrow and what the repayments would be. Then find out whether you can pay that amount when interest rates are around 8%. Do you budget? how much are you saving per month? you should have all these questions answered before hand. There's no...