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Interesting the tags you used for this thread: "baked beans, cashflow, income, misery, mortgage stress, repayments, stress" I wonder who's gonna use the "baked beans" keyword to search for a topic similar to this :D

Expensive :p Buy home brand oats, 750grams $0.99. Mix 1 cup of oats, 1 cup of milk, microwave it for a minute or so, add what you enjoy most (cinnamon powder, nuts, walnuts, yoghurt, honey, flax seed, etc..). Dead cheap and even healthier than the weet bix :-)

Increasing the rent in your ip from 230 to 260...hmm.. just do your homework and ensure tthis is realistic. Better to have rented than vacant for who knows how long!

One suggestion: - You still have a cleaning lady? get rid of her, and do the cleaning yourself. This is an exercise in itself. - You've done an amazing job with your weight loss. Are you into the "lite n easy" schemes where they provide you with the food? if yes, start cooking your own food...