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We already used up all the equity earlier to buy another IP. The idea of the parents home is it wold be our own family home in the future.

Decision decision. We have the opportunity to buy my parents four bedroom home plus study on 650 m? of land. They will sell it to us for market Value, but will help us by lending us the deposit right now so we can secure a loan before changes to mortgage lending criteria and to tide us over till...