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CBA doesn't charge me for loan switching (var to fix) Probably, each customer is treated differently? I saw in their booklet too: $0 for loan switching.

Hi Mick, The bank is cba. Only a simple change from 100% var to 25% var : 75% fix... Will it take that long? I would haven't done that if i knew it's gonna be that long. They have a good fix rate of 5.34% atm, that's why i'm splitting... :o

Could anyone advise me how long does it usually take for bank to process the loan switching (from var to fix)? Will the bank use the fix rate at the time of submitting the switching form or the rate when they have processed it? Thx

5.7% is after the 0.2% drop :)

Will they drop their fixed rate soon? I have got 5.7% variable from them, their best fixed rate is 5.59%, only 0.11% difference between variable and fix...