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@Mike, Im just saying its not viable for me to change my plans every time the ATO changes the rule book. The tax benefits should be a secondary consideration when deciding on a structure. Who knows what the future holds, the ATO in its wisdom may one day do away with income tax alltogether and...

And I suppose you stopped having kids since the ATO changed the tax tables :rolleyes: My main reason for using a trust structure to hold property is asset protection and I chose chan and naylors trust as it has no vesting date and I can pass control of the trust on to my wife/kids when I kick it.