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Thanks all, I had suggested that to keep it as clean as possible they should have different lenders for the IP and PPOR, but due to timeframe and wanting to take advantage of the package 'discount' for the larger borrowing they are still wanting to go with ING and the 'splits' for both...

Not me but on behalf of a family member.. Situation as follows: Currently own PPOR outright although there is a small redraw still available on fully paid off mortgage. Recently purchased an IP at auction, currently in settlement period. 5% deposit on exchange of IP contracts was...