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All Low Doc Applications: must be supported by Business Activity Statements (BAS) for the past 12 months and ATO Lodgement Reference Number And last 3 months accounting statements evidencing payment of tax as advised on the BAS The above is from the RAMS policy.

Rams now want BAS Statements, change came in last year, on that day they had over 700 loan applications, as everyone was trying to best the change.

Hi, Welcome to the forum. Hope you enjoy it. A lost of lenders now require BAS statements, there are however a few (I think) that don't require them, don't think you will get above 80% LVR for low doc in the current market. As far as rates are concerned really depends on what you can...