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good to hear that the town is buzzing, thats a definite plus :) term deposit is usually higher interest plus teaches the concept that investment gains are long term, something you should protect unless emergency. In any case I don't recommend having term deposit more than 12 months. here...

sounds a bit too risky as a first step towards investment * regional town, rental demand / CG is heavily influenced by population/industry * property requiring lots of maintenance * difficult to get finance as banks tend to favor people with stable ordinary job * no proven track record of...