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I understand what you're getting at and I agree that the terms themselves are pretty pointless but your measure of financial success is far too subjective. Some people are happy to retire on 10k per annum passive income with a paid off PPOR. Whilst they don't 'need' to work and might be...

Surely $2m doesn't constitute a multi-millionaire? When else does the prefix 'multi' refer to a mere two? $2m besides the PPOR might be the defition of a millionaire, but not a multi-millionaire. I've heard the $30m definition of a multi-millionaire before and to me it seems about...