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Hey WW, Unfortunately, this is not an area I use the non bank lenders for very frequently, so offhand I can't comment on many of the lenders from your link. I was recalling a training session with Liberty Financial, specifically when I made this suggestion. But I do know from discussions of...

Hi Oneday, An alternative to consider (with all due disclaimers from me) is looking at some of the non bank lenders. The rates & fees will almost certainly be higher than the banks, but they have more flexible definitions of "full doc" loans than the banks do. You may find that one of these...