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Some fantastic suggestions there guys, thanks for all of them. Really gets the creative juices flowing! The Y-man:I was only talking comparative to home loans. They would be cheap compared to say: credit card cash advances, of course! Joe D: that's brilliant (and so simple I didn't see it...

Hi Rolf, Thanks for your comment. Would that not however be a margin loan? Problem with margin loans are 1) they have exorbitant interest rates (when compared to home loans) and 2) you cannot lever as highly against shares as you can against property.

Hi Somersofters, As has been noted time and again, this forum has a wealth of knowledge. I've been coming here for a few years now and have learnt an immense amount. Thank you all for your contributions. Moving to the reason for my post: I've come to the point where my LVR against property has...