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Be surprised as you wish. I am just as surprised by those who use indices for all situations and make pronouncments on affordability without fully exploring the composition of them and their appropriateness in context. Each to his own. I will save my breath and withdraw from contribution to...

On the face of it, disposable household income must include considerations for incomes from investment properties and superannuation payments. You should expect publicly available disclosures by Joye about his methodology to be necessarily general and not explicit as they are of commercial...

Fallacy of House price to median household income House prices based on actual transaction data on houses sold within a period are available. Data on household incomes of buyers are probably not available because of the complexity of it and privacy reasons. So, to merge these two pieces of...