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Not that my view counts for much but I'd say that this time next month, another set of data showing a rise in unemployment will have the 'experts' calling another rate cut in the near future. A strong AUD and a strong trend in increasing unemployment is something I would not want to bet...

Unemployment up again. Interest rates to be cut next month? This so called transition from the mining sector to other areas doesn't appear to be happening too well. Shouldn't we just look at the position of the country prior to the mining boom and assume it will be worse than then thanks to the...

20% deposit! 350k loan - new purchase I was shocked! I suspect that it was because I was negotiating rate after having signed the mortgage documents. Maybe I'll get a better rate when I threaten to leave in a few months Note - that this is on the breakfree package. Not sure if that makes a...

After reading posts here I thought I'd renegotiate my loan with ANZ. They took it to their pricing team and got back to me today.... ....drum roll.... They've offered me a fantastic 0.02% off my variable from 5.08% down to 5.06% :rolleyes: So that's about $1 saving a week. Now my only...

ANZ 3 Year fixed now 5.49% I wonder why they are not competing.

Yes. It's a consideration. Just have to figure out what my savings will be over time so that the offset account covers the expected savings. And when I will need to redraw. I guess that's where a crystal ball is required!

No. I mean the bank that moves in line with the other big 3.

Interesting that the ANZ haven't moved...yet. They usually are quicker than this. I really need an offset but can't get one with ANZ if I fix for longer than 1 year

1.58% fixed for 2 years. Then 3.99% http://www.moneysupermarket.com/mortgages/ That's for the poms only. Does anybody think we'll be going there? The jaw-boning from the RBA maybe points to further cuts.