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Yuch, Sorry to hear you aren't getting very far with the SMH.... The media is just a mouthpiece for people who can type, and, have already formed opinions about a sunject BEFORE they start writing an article.... The only time SMH would really make an effort was if there was a letter from...

not all wrappees are "stupid" We have one wrap customer on a good wage etc, high income, and has bought several properties through us.... We asked him, why do you wrap, when clearly you could get a bank loan ? The answer : "The best deal I can get, due to past history issues, outside is...

Geoff, In fact some wrappees choose to wrap instead of lo-doc as the interest rate is lower.....

hmm... If you are talking about inability to make re-payments, in fact many wrappers are MUCH MORE LENIENT that a standard bank or financial institution..... How many banks would provide small repairs to your newly purchased home free of charge ? How many banks would visit you...