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Tuunes. MM Food- All time.

These things are definitely enabling, experiments have been done which show people having less loss aversion using card/credit/loans Vs cash/savings, and think about the enormous amount of marketing poured into consumer spending, FMCG etc, pretty much drowns out the voice of any one promoting...

Spot on- after working extensively with clients in this kind of situation, I honestly believe abstract, complex thinking around finances and consequences is easily bred out of people- much easier to go for the instant gratification and worry about the results later. Maccas and Mother for a meal...

Not what its cracked up to be Working in human services (But not for much longer), conversations such as this thread pop up all the time- and its easy to wonder if maybe just sacking having any kind of work, plan or purpose would be a leisurely alternative... but it rarely is. The compounding...