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While I study my *** off I am the paraplanners lackey, COIN slave, SMSF admin teams gopher and chief cook and bottle washer. Actually its not that bad and Im really lucky to be doing a mature age career change with a unique trainee ship type arrangement through a relatives FP practice.

See that happen alot unfortunately- Where I work we rebate back any comms we can't turn off, but good you picked up on it in your case, many people don't and wonder why their super is going nowhere!

touche- that was bit sloppy, bad habit, luckily I am in the back room away from the clients ha ha

There are plenty good FPs out there, it can take some searching but they do exist. For a start look up/request their FSG (fees and services guide) and work out how they get paid- as mentiomed earlier AUM/FUM etc is comission by another name- bar it. Most solid planners will give you a free short...