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Hi Rolf, thanks. This is the point that has stuck and also from reading other posts of a similair nature makes much more sense to me. I've still got a few months to think about it so I appreciate the advice and will certainly take it on board. Cheers, G

Thanks for the replies. I guess my stategy (if you could call it one) is to own CF+/Neutral places in rural areas as I can get in with less money up front. I earn reasonably good money now and that should continue so I don't think servicability would be that much of an issue, but I'd...

Thanks PT_Bear and PeterC. Prior to starting this thread I had a different way of thinking and I found this older thread from last year which basically agrees with what I was thinking. http://www.somersoft.com/forums/showthread.php?t=54812 Good work crc_error :) I know it may not suit...

Thanks Rolf and Bradsdad for your replies. One thing I have been thinking is, does the money in an offset yield any interest? Never had one so really don't know. And doing what you have suggested would need dicipline to save that principal and not use it for other things right? I guess...

Hi all, my first post so firstly want to say great forum. :) Have been reading this forum for some time and have managed to learn a lot about the property market but now need some advice/opinions as we are starting down the path of first home ownership. Here is my situation: Currently...