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Hey!!! you guys sidetracked my post!! I want to know if other people have any ideas as to all the intricicies of bank calculations and how we can avoid the pitfalls of opening our mouths too much, someone once posted that they only tell the banks what they need to know rather than paint a...

I did get rid of my big credit card and now only keep a very small one. I've thought about selling the kids, but..... And Rolf..we are looking at a proposal through the ANZ!! This man knows his products people.

Am in the throws of trying to tee up some finance on an IP. I have opted to see a mortgage broker. He gave me a standard form to determine assetts and Liabilities. I dutifully filled it all out. When I went in to start the official paperwork, I had filled in that we have two cars. One we use...