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It is for this reason that I am looking to invest soonish. Don't want to jump into something before knowing what I'm doing, but there is a certain impetus. Thanks for the reply, I'll look into Ballarat too

Re my income - it hopefully will be changing soon, but nothing is certain. Hmm perhaps I should reconsider the loan amount. Maybe something up to the 200k mark I would much prefer to put the inheritance in index shares, but I believe the stipulation in the will means it must go towards a...

I thought I should add - I don't want to take out a loan if I can help it, mostly from a psychological stand point. I have an unreliable income at present, and while that may change, the stress of larger debt isn't something I want right now. I would consider a small loan at most.

Aged 27, currently with low income, but will be inheriting 200k "when i buy my first house." I want to invest somewhere and make this grow as much as possible, but due to low income don't want to borrow a lot of money. I also want to buy something which is reasonably low risk, and therefore...