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Thanks peeps. Anyway, I guess the best thing for us to do is to go get some quotes and see what they all offer... Perp, in your case you needed the insurance - 2 floods in 5 years! Yikes! But I may never have that major catastrophe. I know the firies will come if there's a bushfire (and...

I just came home and found a letter from GIO about the home and contents insurance renewal - I guess 12 months is up. The whole insurance comes to approx $1800 for a year, with $500 excess. While I'd keep the home insurance in case of catastrophe, (my suburb is surrounded by national park - we...