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    Offset vs redraw mixup

    Thanks again for your reply Terry. That's more great information to make decisions moving forward from here. Hi Y Man, thanks for your reply too. No we don't have that much available. We could redraw the $377K off our PPOR mortgage or otherwise sell some shares but only $120K worth...
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    Offset vs redraw mixup

    Hi Everyone, Thanks so much for the replies and the sage advice, especially on the weekend!! Thanks Jamie for confirming my fears. Thanks Grey Ghost for your reply. You're right about a full dollar in your pocket vs part of a dollar in a years time. I am definitely not a...
  3. G

    Offset vs redraw mixup

    Hi Everyone, I was sitting on the couch earlier this evening looking at our home loan for our IP and suddenly had a feeling that something was wrong.. We have an IP and the loan balance when the PPOR became an IP was $377K. Since then we have been claiming the interest paid on the $377K...
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