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Hi Tobe, Many thanks for the reply and for giving me the "key words" "debt recycling". I did a search on this forum and on the net and gained lots of great information about this technique. Stops sound like a good idea too, I'll definitely consider using them, although they may be triggered...

Firstly, as this is my 1st post here let me say thanks to you all... I've read many different posts here about investing in property and have learned lots from you all so thankyou! So. I own a townhouse (PPOR) and have a unit too (IP). I have just seen a financial adviser and he has given me...