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Thanks Propertunity and Y-Man, Using a 2nd lender when the total loans > $1M sounds like a good idea. I am currently in the process of getting approval (through a broker) for about $1.4 with CBA.. (Have existing loans totaling $1M, buying a 3rd $500K property soon) Perhaps I need to rethink...

Sitting here on this grey day I am thinking about worst case scenarios... I know I should know the answer to this question but: Lets say you have an IP purchased this year for $500K. For simplicity, lets say this is your only property. You took out an 80% loan for $400K with one of the...